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Advice: Qualifying A Mortgage

1


1 per session - Virtual OK - Posted May 21, 2025

I will chat with you for up to 30 minutes and answer questions you've been having around how home financing actually works at a Canadian bank to help you plan/make sure you are where you need to be to make it happen!

I see common misconceptions and administrative mistakes every day at work that are easily avoided if you plan in advance (but you need to know, first!). Some of the most important conversations I've had are with people that just needed someone to tell them how the heck it works, so they can be ready within 2 ish years. It's more fun (for me) when the vibe is casual. :)

I'd love to help you avoid the common mistakes, or at least get some clarity on what to do to be positioned well to proceed with financing at the institution of your choice. I am versed in the policy/regulations of one main institution but the principles are similar across the board, for the big banks.

I believe financial education improves both individual lives and society as a whole at the same time.

This is for you if:
- The property you want to buy is in Canada, zoned residential, and has no more than 6 units.

Training & Qualifications


I have worked in finance since 2017, with a large company, specializing in home equity finance since 2019, on a high volume team. Pior to that I was doing broad/general financial review and learning about basic credit principles. I have now owned several homes and love helping people avoid my past mistakes.

Availability & Preferences


Evenings and weekends by phone is best.

Trading Preference: I’m flexible, just hit me up!

Reviews of Kim


Nov 02, 2021
Great experience, really enjoyed working with you
Natalee received unit of Fillable PDF Creation from Kim
Oct 19, 2021
I so appreciate Kim's work on this. Impressive skill level and dedication.
Jul 03, 2020
Great working with Kim! Will also work on other sites.
Maria provided unit of Simbi 101 - How to get started FREE for Kim
Jun 16, 2020
Great you like it.
Maria received package of Information Organization from Kim
Jun 16, 2020
Some great advice!
Rachel received unit of Fillable PDF Creation from Kim
Jun 09, 2020
Kim's book sounds very interesting I can't wait to read it!
Jun 06, 2020
Awesome job. Thanks!
Becca provided Help with "Music I Like" Swap for Kim
May 26, 2020
Thanks for sharing music with me too! I love to discover new music!
Meg provided Help with "Music I Like" Swap for Kim
May 20, 2020
Kim responded quickly with two interesting songs from very different genres.
Inactive User
Inactive User provided Help with "Music I Like" Swap for Kim
May 09, 2020
Kim was happy to share and was even excited to keep chatting after the deed was done


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Fillable PDF Creation
There are lots of ways to give to others and this seems like a perfect one! Great way to both find and provide value in unexpected places and people.
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Fillable PDF Creation

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Kim is requesting
"Music I Like" Swap
You pick a song, and I pick a song - we each listen to each others' songs. Just to see what else is out there, and maybe find a gem I never knew existed! I've been listening to certain songs on rep...

There are lots of ways to give to others and this seems like a perfect one! Great way to both find and provide value in unexpected places and people.